Hakeem

[mowens]

And how's that

He's on a single payer plan with supplemental private insurance.

[TylerBeer]

He's on a single payer plan with supplemental private insurance.

Maybe not for long

[CNCAppsJames]

Here's what we DO know: nearly everything government touches either is or becomes a dumpster fire.

The insane level of hubris they exhibit is just staggering. They KNOW what's best for you... Just ask 'em.

[Bucky Cornstarch]

No. I said something similar to what retirees do for insurance.

Del, you realize that retirees in the US utilize a socialized medical plan, don't you?

[Del.]

Del, you realize that retirees in the US utilize a socialized medical plan, don't you?

I know it's something I've paid into and still do.

[mowens]

My brother is on Medicare and had triple bypass surgery and says he hasn't paid a dime. If my wife didn't need my insurance I would have switched.

[MIL-TFP-41]

Shitty insurance at 4 times the price.
My bill for the first 4 hours I was in the hospital recently was $40K and I am fighting to get our insurance company
to accept responsibly for any of it.

To be fair, insurance companies have always tried to minimize what and who they pay. Obamacare didn't change that.  Whoever came up with in-network and out-of-network shit should be shot after hanging them from the balls.

[neurosis]

Whoever came up with in-network and out-of-network shit should be shot after hanging them from the balls.

And then if they live, their insurance claim denied?

[jstell]

I'm not going to quote everybody and jumble this.  It sounds pretty clear that everyone agrees that the current state of insurance and healthcare costs is a shitshow. 
Insurance companies, like any company, have a fiduciary responsibility to provide maximum returns to shareholders.  They do that by denying claims whenever possible (sorry gcode - hope that works out in your favor) and limiting payments to healthcare providers based on a map/table of their own making that lets them decide what standard procedures are and how much they should cost, based on history of those things.  But since they dictate what those things are and how much they cost, they base their decisions on data of their own making.  Just a stupid example: eye dr insurance.  If you need multi-focal lenses, they will cover bifocals, but not transitional lenses - because they don't want to cover that new-fangled unnecessary technology.  Another: dental insurance (although this is gradually becoming less true).  You need a filling, insurance covers amalgam (silver) which almost nobody even stocks any more, but they might not cover composite (white) even though composite fillings from a dental perspective have been the common practice for thirty years or more, insurance decides their common practice is amalgam.  I can't really see how this would be much worse if it was a public tax-funded single-payer with private option, just like Del enjoys.