The Average Cost of a Family Health Insurance Plan Is Now $27,000

[neurosis]

Damn..  Is that $13 an hour of wages going directly toward a family plan?

How many people does a family plan cover?

Is health insurance about to become a luxury item?

https://archive.ph/Soewo


"The cost of health insurance rose steeply for a third year in a row in 2025, reaching just under $27,000 for a family plan, according to an annual survey from the nonprofit KFF, which provides the broadest picture of U.S. employer health coverage.

That is a 6% increase from the year before, and builds on two prior years of 7% gains. The cost is rising faster than inflation, and economists and business leaders said it could bite into employment and wage growth.

"If healthcare costs go up faster than the economy in general, that means there's less money left over to go to wages," said Gary Claxton, a senior vice president at KFF. "

[TylerBeer]

Brutal

[Newbeeee™]

Seriously, how TF do companies pay for this, let alone individuals?
I often say Murrica is still the land of opportunity, comparing wages and sales prices of machined parts to 3rd world Great Britain - I can't call it Great no more, so I'll say UK and include the Irish as they predominantly built the place!

[neurosis]

I can't call it Great no more,

I used to laugh when I'd watch movies that showed a dystopian future where only people of a certain station were able to get decent food and healthcare. 

[gcode]

Seriously, how TF do companies pay for this, let alone individuals?

Obamacare was designed to be unaffordable.
It was designed so that working people were paying for themselves and all the non working people as well.
This is unworkable and is doomed to failure.
The only solution is Uncle Sugar pays for everybody...which was the hidden agenda behind Obamacare from the start.

The scary thing is, the shutdown is in it's third week and it has already been announced that SNAP benefits
and military pay will not be happening in the 4th week.
To put it in layman's terms, the government is overspending to the point that it cannot go 3 weeks without tapping the credit cards.

[Bucky Cornstarch]

Public option. Take the profit motive out of healthcare.

Socialism.

The thing that the right has done best over the past 30-40 years is to reshape the vernacular;they have made certain words so scary that the average dipshit will now willingly vote directly against their own interests.

[gcode]

Public option. Take the profit motive out of healthcare.

That removes the incentives for researching new drugs, treatments and surgical procedures.
When I went to the ER 2 months ago I was hours from death.
The old methods of treating my condition was massively invasive surgery with a very low survival rate.
The new method was IV treatments with a new blood thinner that didn't exist a decade ago.
Without the profit motive, the research that developed that blood thinner would not have happened and I'd
have probably died on the operating table

[Smit]

Oh well, nothing we can do about it.

I'm glad the rich are going to continue to get richer though. I'm sure that's something we can all agree on.

[neurosis]

Without major structural changes, the average cost of a family health insurance premium is projected to surpass the average household income by 2033, and when out-of-pocket costs are included, this threshold could be reached as early as 2030.

[Bucky Cornstarch]

That removes the incentives for researching new drugs, treatments and surgical procedures.
When I went to the ER 2 months ago I was hours from death.
The old methods of treating my condition was massively invasive surgery with a very low survival rate.
The new method was IV treatments with a new blood thinner that didn't exist a decade ago.
Without the profit motive, the research that developed that blood thinner would not have happened and I'd
have probably died on the operating table

I'm glad you're ok, G. What is your suggestion for controlling healthcare costs for the average American?

And FWIW, you can read the very first page of a google search for "recent medical advancements and their country of origin" below. Pretty sure most, if not all, of these countries have some form of socialized medicine.

Cancer treatment
Novel personalized mRNA cancer vaccine (Russia): In September 2025, a Russian state-owned agency completed pre-clinical studies and filed for registration of a personalized mRNA-based cancer vaccine. Its developers have claimed 100% effectiveness and no adverse effects in early trials involving 48 participants.
Enhanced cervical cancer treatment (UK, Brazil, India, Italy, and Mexico): An international trial, known as INTERLACE, found that adding a short course of chemotherapy before standard treatment reduced the risk of death from cervical cancer by 40%. The results were announced in February 2025.
Cancer cell reprogramming (South Korea): In January 2025, researchers at the Korea Advanced Institute of Science and Technology (KAIST) announced a new method that reprograms cancer cells back into normal cells. This technique was successful in reversing colon cancer cells in initial experiments.
Advanced radiation treatment (Japan): Researchers in Japan are pioneering the use of accelerator-based Boron Neutron Capture Therapy (BNCT) for cancer. A system received regulatory approval in 2020, and similar devices are undergoing clinical trials at the National Cancer Center Hospital.

[Here's Johnny!]

Well being a Canadian I can tell you having a socialist based health care system is great from the terms of getting "free health care". But it really isn't free, the people that pay taxes are funding this but the governments are overspending on everything else (running massive deficits). This is not sustainable.

Our system up here has been dwindling for decades to do the rising cost of delivering healthcare with an aging population and a shortage of medical professionals (doctors, nurses etc).

We are also heavily subsiding the cost of electricity....all while trying to electrify everything. This is not sustainable.

[Newbeeee™]

I'm glad you're ok, G. What is your suggestion for controlling healthcare costs for the average American?

And FWIW, you can read the very first page of a google search for "recent medical advancements and their country of origin" below. Pretty sure most, if not all, of these countries have some form of socialized medicine.

Cancer treatment
Novel personalized mRNA cancer vaccine (Russia): In September 2025, a Russian state-owned agency completed pre-clinical studies and filed for registration of a personalized mRNA-based cancer vaccine. Its developers have claimed 100% effectiveness and no adverse effects in early trials involving 48 participants.
Enhanced cervical cancer treatment (UK, Brazil, India, Italy, and Mexico): An international trial, known as INTERLACE, found that adding a short course of chemotherapy before standard treatment reduced the risk of death from cervical cancer by 40%. The results were announced in February 2025.
Cancer cell reprogramming (South Korea): In January 2025, researchers at the Korea Advanced Institute of Science and Technology (KAIST) announced a new method that reprograms cancer cells back into normal cells. This technique was successful in reversing colon cancer cells in initial experiments.
Advanced radiation treatment (Japan): Researchers in Japan are pioneering the use of accelerator-based Boron Neutron Capture Therapy (BNCT) for cancer. A system received regulatory approval in 2020, and similar devices are undergoing clinical trials at the National Cancer Center Hospital.

The top one is Ruskie click bate - no bones in it at all.
Can't speak for the rest, but probossibly Meh

[Newbeeee™]

We are also heavily subsiding the cost of electricity....all while trying to electrify everything. This is not sustainable.

I cannot see that any of it is designed to be sustainable.... it's all smoke and mirrors as the important thing is "for them to get their infrastructure in place", and PDQ.

 

[gcode]

Well being a Canadian I can tell you having a socialist based health care system is great from the terms of getting "free health care". But it really isn't free, the people that pay taxes are funding this but the governments are overspending on everything else (running massive deficits). This is not sustainable.

and in my case from 2 months ago I'd have probably died on a waiting list.

What actually happened is being a stubborn old fool, I waited far too long before going to the ER.
Despite being out of network, the people at ER recognized my distress. I was getting a CAT scan within 20 minutes
of walking in the door and I was in ICU within 40 minutes.

I have read that there are first class hospitals in northern US border states that do a booming business serving
cash paying Canadians seeking life saving health care they cannot get in Canada in a timely manner.

[Smit]

I have read that there are first class hospitals in northern US border states that do a booming business serving cash paying Canadians seeking life saving health care they cannot get in Canada in a timely manner.

I'm sure that's true. We have great health care if you're healthy or wealthy.

But it's also true there are a lot of Americans who are neither healthy nor wealthy who travel to other countries for medical procedures. Medical tourism is the term for it.